Save My Home

Is Your Loan owned by Fannie Mae or Freddie Mac?

If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. Your mortgage company can tell you who owns your loan, or you can contact Fannie Mae and Freddie Mac directly by clicking on the links below and completing the forms for each company. Your mortgage servicer can also provide more information

1-800-7Fannie (5am-5pm PST) www.fanniemae.com/loanlookup

1-800-Freddie (5am-5pm PST) www.freddiemac.com/mymortgage


If you are considering a Short Sale or even a Foreclosure, you should first consider a Loan Modification.

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

Click on the links to obtain further information on Loan Modification

What is Loan Modification?

What is Loan Modification?

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Loan Modification Help

Loan Modification Help

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Warning Signs of Foreclosure

Warning Signs of Foreclosure

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Legitimate Credit Counselors

Identifying Legitimate Credit Counselors is extremely important. Do you research, a disreputable counselor can do more harm than good.

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Early Steps to Avoid Foreclosure

From Freddie Mac - follow these steps early to avoid foreclosure

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Do's and Don'ts of Foreclosure

Facing a foreclosure is a scary thing, but there are things you should do – and shouldn't do – to avoid making the situation worse. This helpful information is from Fredie Mac.

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Recognizing predatory lenders

Unfortunately, when dealing with foreclosure not all mortgage lenders or credit repair companies have your best interest in mind. Beware of predatory lending traps. Information from Feddie Mac.

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Foreclosure Rescue Scams

With the recent rise in foreclosures, foreclosure-related scams have exploded onto the real estate scene. These so-called “foreclosure rescue companies” claim they will help save your home, but in reality are out to make a profit -- at your expense.

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